Tools for this practice
OAS Clawback Warning
Model strategies to reduce OAS repayment
ProCPP Start Age
Compare starting CPP at 60, 65 or 70
ProRetirement Stress Test
What-if: market drop timing, CPP/OAS start and retirement age
ProSequence-of-Returns Risk
Same returns, opposite order: why the first years of retirement matter
ProDB Pension Gap
What a defined benefit pension replaces, and the gap left
ProTFSA vs RRSP
Compare a TFSA and an RRSP for a given tax situation
ProFHSA Priority Planner
Order of employer match, FHSA, RRSP and TFSA contributions for a first-home saver
ProTax Friction
Compare how much annual tax drag costs by investment type
ProRESP Planner
Plan education savings and the CESG grants they attract
ProRESP Scenarios
Compare contribution strategies side by side
ProWealth Roadmap
Set a savings goal and reverse-engineer your investment plan
ProEstate Transfer Tax
Probate fees and tax at death, with and without named beneficiaries
ProGuided flows that fit
- Retirement Planning — 5 steps
- Savings & Accounts — 3 steps
- Education / RESP — 4 steps
- Newcomer to Canada — 4 steps
Which plan fits
The retirement, tax and education tools are on Pro.
- Pro · $59 CAD/month or $588 CAD/year
Free plan — no credit card · Paid plans start with a 14-day free trial on your first subscription · Cancel any time
Pages for other advisors
Life insurance agents · Advisors who serve business owners (CLU and others)
For educational purposes only. Not regulated financial or insurance advice.